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Payment Methods

We provide our customers with a range of different payment methods, which include:

1. Credit Cards: All Visa, MasterCard and American Express Credit Cards are accepted

2. Debit Cards (India): All Visa and Maestro Debit Cards are accepted.

3. PayPal

4. Net Banking

5. UPI (BHIM, PhonePe, GooglePay, Paytm, etc..)

6. Wallets (Paytm, PhonePe, Freecharge, OlaMoney, AirtelMoney, JioMoney, PayZapp, YesPay, Oxigen)

7. Cash Cards

8. Bank Deposit

 

Credit Cards / Debit Cards

For Cards issued in India, we support Visa, American Express, Diner's Club and JCB Cards, through PayUmoney Payment Gateway.


For Cards issued outside India, we support all of them through our PAYPAL payment gateway.


Net Banking

We support the following banks for Net Banking through PayUmoney payment gateway: Andhra Bank, Axis Bank, Bank of Bahrain & Kuwait, Bank of Baroda, Bank of India, Bank of Maharashtra, Citibank, City Union Bank, Deutsche Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, Indian Overseas Bank, IndusInd Bank, ING Vysya, Jammu & Kashmir Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Lakshmi Vilas Bank, Oriental Bank of Commerce, Punjab National Bank, South Indian Bank, Standard Chartered, State Bank of Hyderabad, State Bank of India, State Bank of Mysore, State Bank of Travancore, Syndicate Bank, Tamilnad Mercantile Bank, Union Bank of India, United Bank of India, and more...

Note: More banks get added all the time. It is likely that your bank is now supported!

Cash Cards

You can pay using any DONE Card, Itz Cash/ NoQ 24x7, and OxiCash through our PayUmoney Payment Gateway.

Mobile Payments

You can make mobile payments through our PayUmoney Payment Gateway

Bank Deposit

You can also directly deposit your payments into our bank account by cheque or cash (Axis Bank Ltd. or Punjab National Bank). Please email us at info.gemastro@gmail.com or call/WhatsApp us at +91-9319944733 to inform us of your payment once done.

Axis Bank Ltd.

Account Number: 223010200014456
Branch: Karol Bagh (IFSC Code: UTIB0000223 / SWIFT Code: AXISINBB223)
Name on Account : Luckhy Gems


Punjab National Bank

Account Number: 0120002100746926
Branch: Karol Bagh (IFSC Code: PUNB0012000)
Name on Account : Luckhy Gems

FAQ

IS IT SAFE TO USE MY CREDIT CARD, DEBIT CARD OR NET BANKING?

Shopping on gemastro is completely safe and secure! Our online payment is integrated with India’s leading payment gateway technology solutions provider, PayU.

PayU Payments India Pvt. Ltd is both a VeriSign Secured® as well as PCI compliant company.

PCI (Payment Card Industry) compliance indicates that PayU is compliant with the global information security standards defined for organizations which handle secure information shared by credit / debit card-holders and net-banking information.

Please be rest assured that your card / account information is safely encrypted as it travels over the Internet. Once your transaction is completed on the PayU site, you would be re-directed back to mi.com. If the transaction was successful, you will be provided with the relevant order details. Please do not press the browser back button or page refresh while the transaction is being processed.

DOES GEMASTRO STORE MY CREDIT / DEBIT CARD INFORMATION OR MY NET BANKING ACCOUNT INFORMATION?

No, gemastro does not collect or store your credit / debit card information or your net banking account information. When you choose an online payment option, you will be re-directed to our trusted payment gateway site secure.payu.in for processing. Your card / account information is securely authorized by PayU and corresponding banks, without any information passing back to us.

WILL I BE ASKED BY GEMASTRO  TO SHARE CARD INFORMATION, ACCOUNT INFORMATION, OR PASSWORDS OVER EMAIL OR PHONE?

THE GEMASTRO TEAM WILL NEVER REQUEST YOU TO SHARE ANY OF YOUR PAYMENT RELATED DETAILS OVER EMAIL OR PHONE. THESE DETAILS ARE ONLY REQUESTED DURING ONLINE TRANSACTIONS ON MI.COM AND SHOULD NOT BE GIVEN OUT OTHERWISE.

ARE THERE ANY HIDDEN CHARGES (OCTROI OR SALES TAX) WHEN I MAKE A PURCHASE ON GEMASTRO.COM?

NO, THERE ARE NO HIDDEN CHARGES WHEN YOU MAKE A PURCHASE ON GEMASTRO.COM. YOUR TOTAL ORDER AMOUNT WILL BE DISPLAYED AT THE TIME OF PAYMENT AND BEFORE YOUR ORDER IS PLACED. YOU ARE NOT REQUIRED TO PAY ANY AMOUNT IN EXCESS OF WHAT IS REFLECTED ON THE INVOICE.